New Hampshire YDC & Sununu Youth Services Center Lawsuit Loans
Survivors of the New Hampshire Youth Development Center (YDC) and Sununu Youth Services Center (SYSC) should not have to wait years for justice to pay their bills. If you are a plaintiff in the consolidated YDC litigation or the State Settlement Fund, America Lawsuit Loans provides immediate non-recourse funding.
We fund claims regarding all implicated New Hampshire facilities, including the State Industrial School, Philbrook School, and Tobey Special Education School.
Understanding the YDC Litigation: Civil Lawsuit vs. Settlement Fund
Unlike standard personal injury cases, YDC survivors have two distinct paths to compensation. We provide funding for both options based on your attorney’s assessment.
- The NH State Settlement Fund (HB 1677)
This is an administrative process designed for faster payouts. Compensation is calculated using a Points System based on the severity of abuse.
- Speed: Generally faster than civil trials.
- Cap: Payouts are typically capped at $1.5 million (with exceptions).
- Our Role: If you have accepted an offer but are waiting for the Claims Administrator to release the check, we can advance you cash immediately.
- The Civil Master Complaint
Hundreds of survivors have opted out of the state fund to pursue civil lawsuits in Merrimack Superior Court.
- Speed: Can take years to reach resolution.
- Cap: No damage caps (uncapped).
- Our Role: We provide living stipends so you can afford to refuse lowball settlement offers and let your attorney fight for the maximum verdict.
How Much is My YDC Claim Worth? (The “Points System”)
While we cannot guarantee a specific settlement amount, the YDC litigation uses a unique metric to value claims. Our underwriting team uses this same logic to determine your loan limit.
- Base Points: Assigned for specific acts of sexual or physical assault.
- Aggravating Factors: Increases value for abuse occurring over long durations, by multiple staff members, or resulting in pregnancy/STDs.
- Documentation: Corroborating records (medical logs, incident reports) significantly strengthen your funding limit.
Eligibility: Who Qualifies for Funding?
To qualify for a cash advance, you do not need a credit check. We evaluate the case, not your financial history.
The Checklist:
- Active Claim: You must be a plaintiff in the YDC/Sununu Center litigation.
- Legal Representation: You must have a contingency-fee attorney.
- Qualified Facility: We fund claims involving:
- Youth Development Center (YDC) / Sununu Youth Services Center
- State Industrial School
- Philbrook School
- Tobey Special Education School
Note on Statute of Limitations: Thanks to the 2019 NH legal reforms, we do fund claims regarding abuse that occurred in the 1960s, 70s, 80s, and 90s.
Why Survivors Trust America Lawsuit Loans
We understand that re-living trauma is incredibly difficult. Our process is designed to be trauma-informed:
- No Interviews with You: We rely on documentation from your attorney. We will never ask you to retell your story to us.
- Confidentiality: Your application is handled with strict privacy protocols.
- Attorney Cooperation: We never interfere with your case strategy or settlement negotiations.
The Application Process
Getting funded is a simple, 4-step process designed to get you cash in as little as 24-48 hours.
- Apply: Fill out the form or call us. (5 minutes)
- Attorney Verification: We contact your law firm to confirm your claim details.
- Approval: We send you a contract outlining the non-recourse terms.
- Funding: Money is wired directly to your bank account.
Frequently Asked Questions (FAQ)
Can I get funding if I was at the Philbrook School, not YDC?
Yes. The litigation covers multiple state-run facilities. If your attorney has filed a complaint regarding Philbrook, Tobey, or the State Industrial School, you are eligible.
What if I have already applied to the $100M Settlement Fund?
You are eligible. Since the Settlement Fund uses a predictable matrix for payouts, we can often approve funding quickly for plaintiffs in this track.
How does the interest work?
This is a “non-recourse” advance. You pay nothing upfront. Fees accrue over time and are paid directly from the settlement proceeds only if you win. If the case yields $0, you owe us $0.
Do you fund claims for abuse from the 1980s?
Yes. Since NH eliminated the statute of limitations for these specific claims, we fund active cases regardless of the decade the abuse occurred.
Legal & Financial Disclosures
YDC lawsuit loans are pre-settlement funding advances, not traditional loans.
- Rates: Fees are higher than bank loans because we assume the risk of the lawsuit losing.
- Repayment: You only pay if you win.
- Attorney Review: We strongly encourage you to have your attorney review our contract before you sign.
