Get Cash Advances for Your Employment Case
Losing your job or facing harassment at work creates immediate financial problems. Most employment lawsuits take 12-18 months to settle, and some stretch beyond two years.
Many employees reach mediation having already drained savings or retirement accounts, which weakens their negotiating position. The EEOC conciliation stage alone takes 6-10 months before a right-to-sue letter gets issued. During this waiting period, you still need to pay rent, buy groceries, and cover medical bills.
We provide lawsuit loans for employees fighting workplace discrimination, sexual harassment, wrongful termination, and wage claims. You get cash now and repay only if you win your case.
No credit checks. No monthly payments. No risk.
Our funding helps you avoid settling too early for less than your case is worth. When financial pressure gets removed, your attorney can push for full compensation instead of accepting the first lowball offer.
How Employment Lawsuit Funding Works
The process takes 24-48 hours from application to funding:
Step 1: Fill out our quick application with your case details
Step 2: We contact your attorney to review your case strength
Step 3: Get approved based on your case, not your credit score
Step 4: Receive funds directly to your bank account
You repay the advance only if you win your settlement or verdict. If you lose your case, you owe nothing. This is called non-recourse funding, and it protects you from financial risk.
We work directly with your attorney throughout the process. Your lawyer reviews all terms before you sign anything.
Employment Cases We Fund
Workplace Discrimination Lawsuits
Discrimination based on race, age, gender, religion, or disability violates federal law. The EEOC received over 67,448 charges of workplace discrimination in recent fiscal years. Retaliation accounts for more than 50% of all charges filed, followed by race discrimination at approximately 32% and sex discrimination at around 30%.
If you were fired, denied promotion, or harassed because of your protected status, you can file a claim with the EEOC and pursue a lawsuit. The EEOC investigation phase alone can take 6-10 months before you receive a right-to-sue letter. Once your attorney files the lawsuit, discovery and depositions add another 12-18 months before settlement negotiations begin.
These cases often involve significant damages for lost wages, emotional distress, and punitive awards. Companies with more resources try to outlast plaintiffs financially. Our discrimination lawsuit loans give you staying power to reject inadequate settlement offers during early mediation.
Settlement outcomes depend heavily on jurisdiction, employer size, evidence quality, and whether the case resolves through mediation or goes to trial. We fund cases involving racial discrimination, age discrimination, disability discrimination, and religious discrimination claims.
Sexual Harassment Lawsuit Funding
Sexual harassment creates hostile work environments that force employees to quit or suffer retaliation. Unwanted advances, inappropriate comments, quid pro quo demands, and physical contact all qualify as harassment under Title VII.
Both women and men experience workplace sexual harassment. While women file the majority of claims, approximately 16-17% of sexual harassment charges filed with the EEOC are filed by males. Your case may involve a supervisor, coworker, or client.
Strong cases typically include documented evidence such as:
- Saved emails, text messages, or voicemails
- Witness statements from coworkers
- HR complaint logs and company response records
- Therapist or counselor records documenting emotional distress
- Performance reviews showing retaliation after complaints
Cases that stall during discovery or depositions often put the most financial pressure on plaintiffs. Many employees max out credit cards or fall behind on mortgage payments while waiting for their attorney to complete document production and witness depositions.
Settlement amounts depend heavily on employer response to initial complaints, severity of conduct, and documentation quality. Cases where HR ignored multiple complaints tend to settle higher than single-incident claims. We provide funding while your attorney builds the strongest possible case through the discovery process.
Wrongful Termination Cases
Getting fired without cause or in violation of your employment contract qualifies as wrongful termination. Companies cannot fire you for discriminatory reasons, whistleblowing, requesting medical leave, or refusing illegal activities.
Because at-will employment laws exist in most states, wrongful termination cases require exceptionally strong documentation. We prioritize funding for cases with clear written evidence of illegal termination.
To qualify for funding, we typically require:
- EEOC Right-to-Sue letter or filed court complaint
- Termination letter or documented dismissal
- Performance reviews showing sudden negative changes
- Email or written evidence of protected activity (complaints, FMLA requests)
- Witness affidavits supporting your claims
We rarely fund cases based solely on verbal agreements or undocumented claims. Strong wrongful termination cases often involve employees who filed HR complaints or requested FMLA leave shortly before termination. These timing patterns help establish retaliation claims that survive summary judgment motions.
Settlements include back pay, front pay, emotional distress damages, and attorney fees. Actual settlement values depend on salary level, time out of work, and strength of documentary evidence. We fund wrongful termination cases during the investigation and litigation phases.
Unpaid Wage and Overtime Claims
Federal law requires employers to pay minimum wage and overtime for hours worked beyond 40 per week. Wage theft affects millions of workers annually through misclassification, off-the-clock work, and skipped meal breaks.
Common wage violations include:
- Classifying employees as exempt to avoid overtime
- Requiring work before clocking in or after clocking out
- Withholding final paychecks or commissions
- Failing to pay for travel time or training
The Fair Labor Standards Act allows workers to recover unpaid wages plus an equal amount in liquidated damages. Many wage cases involve class action certification, which extends the timeline significantly but increases total recovery amounts.
Wage cases often settle during the discovery phase once employers see time records and calculations of total damages owed across multiple employees. We provide funding for wage cases while your attorney calculates damages and builds the class certification motion.
Why Choose Our Employment Lawsuit Loans
No Credit Check Required
Your case strength determines approval, not your FICO score. Bad credit, bankruptcy, or unemployment don’t affect eligibility.
Non-Recourse Funding
You repay only if you win. Lose your case and you owe nothing. We assume all the risk.
Fast Approval
Most applications get approved within 24 hours. Funds hit your account in 1-2 business days.
Work With Your Attorney
We coordinate directly with your lawyer. No hidden fees or surprise charges. Your attorney reviews all terms before you sign.
Flexible Funding Amounts
We fund cases from $500 to $100,000+ based on expected settlement value. Get exactly what you need to cover expenses.
How Much Can You Borrow?
Funding amounts depend on your case type and projected settlement value. We typically advance 10-15% of your expected recovery.
Example funding ranges:
- Discrimination cases: $2,000 – $50,000
- Sexual harassment: $3,000 – $75,000
- Wrongful termination: $2,500 – $60,000
- Wage claims: $1,000 – $40,000
Your attorney’s assessment of case value helps us determine the appropriate advance amount. Stronger cases with clear liability and documented evidence support higher funding amounts. Settlement outcomes vary widely based on jurisdiction, employer size, evidence, and whether the case resolves through mediation or trial.
What You Can Use the Money For
Employment lawsuit funding covers any personal or household expense:
- Rent or mortgage payments
- Utility bills and groceries
- Medical bills and prescriptions
- Car payments and insurance
- Credit card minimum payments
- Attorney fees or case costs
The cash advance is yours to use however you need. We don’t restrict spending or require receipts.
Frequently Asked Questions About Employment Case Funding
Can I get funding if I haven’t received my EEOC Right-to-Sue letter yet?
Yes. We understand that the EEOC investigation phase can take 6-10 months. We can fund your case during the conciliation process, provided your attorney has filed the initial charge and can demonstrate strong evidence of discrimination or harassment.
Does my former employer have to approve the funding?
No. This is a transaction between you, us, and your attorney. Your former employer (the defendant) has no say in whether you get funding, and in most cases, they will not even know you have applied for a cash advance.
Can I get a lawsuit loan if I quit instead of being fired?
Yes, this is called constructive discharge. If you were forced to resign due to an intolerable or hostile work environment (sexual harassment, safety violations, or discrimination), you typically still have a valid claim for damages. We fund constructive discharge cases that have strong documentation.
Does this funding cover my lost wages (back pay)?
The cash advance is unrestricted, meaning you can use it to replace your lost income. Since employment lawsuits often seek back pay (wages you would have earned), our funding essentially gives you access to a portion of those wages now, so you can pay rent and bills while waiting for the settlement.
Do you fund class action wage and hour lawsuits?
Yes. If you are part of a class-action lawsuit regarding unpaid overtime, missed breaks, or minimum wage violations, we can provide funding. However, the approval process for class actions differs slightly as we review the strength of the class certification rather than just your individual claim.
Will taking a loan hurt my chances of getting hired elsewhere?
No. Applying for pre-settlement funding does not appear on your credit report or background checks. It is a private agreement secured only by your lawsuit, not your personal employment history.
What is the interest rate for employment lawsuit loans?
Employment cases are often complex and carry different risks than standard personal injury cases. While rates typically range from 2.5% to 3.9% per month (non-compounding in some jurisdictions), your specific rate depends on the stage of your case (e.g., pre-litigation vs. scheduled for trial). Your attorney will review the specific rate before you sign.
What happens if my attorney settles for reinstatement instead of cash?
We work with your attorney to ensure the settlement structure accounts for the repayment of the advance. However, most employment dispute settlements involving funding are monetary. If your case resolves with zero monetary recovery, you owe us nothing.
Apply for Employment Lawsuit Funding Today
Fill out our secure application in under 5 minutes. A funding specialist will contact you within 2 hours to discuss your case and answer questions.
Get the financial support you need to fight for full compensation. Your employer has resources and lawyers. Level the playing field with the funding you deserve.
Apply Now For AdvanceAbout This Content
This content was reviewed by Johnny Cavalli, Senior Legal Funding Specialist with 15+ years of experience evaluating employment discrimination and wrongful termination cases. Information provided is for educational purposes only and does not constitute legal or financial advice. Settlement values and case timelines mentioned are based on industry experience and vary significantly based on individual case circumstances.
Important Legal Disclosure
Please note: These transactions are non-recourse pre-settlement funding, not traditional loans. In many states, they are considered a purchase of a portion of your future settlement. Because repayment is contingent on case outcome, these advances are not subject to traditional lending regulations. Rates and terms vary by jurisdiction and case type. Your attorney will review all funding agreements before you accept any advance.
