Lawsuit Loans

Simplified

We offer non-recourse pre-settlement funding and lawsuit loans to plaintiffs with ongoing cases who need money while they are awaiting settlement.
A happy smiling family after they get informed that their lawsuit loans application has been accepted

NON-RECOURSE FUNDING

NO CREDIT CHECK NEEDED

REPAY $0 IF YOU LOSE

FUNDS IN 24 HOURS

Pre-Settlement Funding To Overcome Financial Trouble During Lawsuit

The biggest problem a plaintiff faces during a long-running case is running out of cash before the settlement arrives. Defendants and their insurers count on it. They make low offers and wait for you to give in. Our pre-settlement funding helps you pay your bills so your attorney can keep fighting until you get a fair settlement.
  • Providing lawsuit funding since 2018
  • More than 100,000 plaintiffs have received a cash advance from America Lawsuit Loans
  • $4M+ advanced to plaintiffs
How It Works

Steps to get Non-recourse funding

We know the urgent need for funds while you are in the middle of the case. Just follow a few simple steps to get funding from our company.

1. Apply in 2 Minutes

Fill out the form or call us. We need your contact information, your attorney’s contact information, and a brief description of your case.

2. We Review Your Case

Our team contacts your attorney and underwrites the case. Most reviews finish the same day.

3. Get Funded

Sign the agreement, and we will wire funds on the same business day. Use the money for anything.

Cases We Fund

We fund complex, high-value litigation, from mass torts and defective products to class actions and commercial disputes.
Mass tort plaintiffs waiting on an MDL settlement

Mass Torts

Harmed by the same product or company as thousands of others? Mass tort and MDL settlements can take years. We advance funds so you do not have to wait.
defective medical device lawsuit loans

Defective Medical Devices

Hip implants, hernia mesh, IVC filters, and other faulty devices lead to years of litigation against the manufacturer. Get funding while your case moves through the MDL.
dangerous drug lawsuit loans

Dangerous Drugs

Prescription and over-the-counter drugs that cause serious harm often become large pharmaceutical mass torts. We fund plaintiffs waiting on dangerous drug settlements.
Survivor of institutional abuse pursuing a claim

Institutional Abuse

Survivors of abuse in churches, schools, detention centers, and other institutions deserve support now. Apply for non-recourse funding while your case moves forward.
class action lawsuit loans

Class Actions

Class action and consolidated cases can take years to resolve. If you are a named plaintiff or class member waiting on a payout, we can advance funds against your claim.
Class Action Lawsuit Loans
commercial lawsuit loans

Complex Commercial Litigation

Business disputes, breach of contract, and commercial claims can tie up cash for years. We provide funding so your case is decided on the merits, not your cash flow.

Why Plaintiffs Choose America Lawsuit Loans

Pay Only If You Win

Non-recourse funding. If your case loses, you owe nothing. Your assets are never at risk.

No Background Checks

We don’t pull credit, verify income, or check employment. Your case is the only thing we underwrite.

24-Hour Funding

Most approved applicants get funds within 24 hours. Same-day wires available for urgent cases.

Transparent Fees

Every fee is in writing before you sign. No unfair interest. No surprise rate hikes.

Direct Attorney Coordination

We handle the paperwork with your law firm. You stay focused on recovery.

More Than 40 States

Nationwide coverage. We comply with disclosure laws in 40+ states.

Pre-Settlement Financing for Complex Litigation

Wondering how much you can get? We offer pre-settlement advances that typically range from $500 to $250,000 or more, depending on case strength and expected settlement value. Mass torts, defective product claims, abuse cases, and commercial disputes can drag on for years and drain your finances. A pre-settlement advance lets you cover living costs and bills while your attorney holds out for the full value of your claim, instead of a lowball offer aimed at a plaintiff who has run out of money.

Calculate Your Savings

Enter your case details to see how an America Lawsuit Loans advance compares with your other options.

Your Data

If You Settled Today

$50,000Settlement
N/ACost of Advance
$16,500Attorney Fees
$33,500After Attorney Fees
30 to 90 DaysTime to Access Settlement

With an America Lawsuit Loans Advance

$100,000Settlement
$3,600Cost of Advance
$33,000Attorney Fees
$63,400After Attorney & Funding Costs
24 HoursTime to Access Advance

With a Competitor’s Advance

$100,000Settlement
$5,111Cost of Advance
$33,000Attorney Fees
$61,889After Attorney & Funding Costs
3 to 7 DaysTime to Access Advance

Most applicants requesting $10,000 are funded within 24 hours.

A 10-minute pre-approval call tells you exactly what you qualify for.

Get My Free Quote →

No paperwork, no pressure.

The above is an illustrative example of rates charged by America Lawsuit Loans and an industry-average competitor, provided for informational purposes only. This is not an offer. Availability of funding and actual rates and charges may vary based on case type, state of residence, attorney cooperation, and our underwriting review. America Lawsuit Loans does not provide legal or financial advice. Competitor rate shown is a representative industry-average compounding rate and does not reflect any specific company.

Client Testimonials

Lawsuit Funding FAQ’s

Most common questions plaintiffs ask while they search for pre-settlement funding.

What happens if I lose my case?

You owe nothing. Not the advance, not the fees, not a single dollar. Pre-settlement funding is non-recourse, which means we take the loss if your case loses. Your home, savings, paycheck, and credit are never on the hook. If it weren’t true, you’d just go to a bank.

How fast will I actually get the money?

We fund cases within 24 hours of approval. Same-day wires are possible when you apply early and your attorney responds quickly. The bottleneck is usually getting documents from your attorney’s office, not us. Apply in the morning and you can often be funded before close of business.

Will applying hurt my credit?

No. We don’t pull credit reports, run soft checks, or report anything to credit bureaus. Your credit score is never touched, before or after. If anything, the cash protects your score by keeping you current on rent and bills while your case settles.

What if my attorney doesn’t approve of lawsuit loans?

Ask them why. Some attorneys are wary because they’ve watched clients accept brutal terms from predatory funders. That’s a fair concern. Show them the written fee schedule we send and let them tell you whether the numbers look reasonable. Your attorney wants you to win. They also know a broke client tends to settle for pennies just to pay rent. Funding is what lets your attorney do their job without that pressure on you.

Still have more questions?

Check our detailed pre-settlement funding FAQ, or apply for pre-settlement funding.
CALL 888-335-3537