Filing a sexual abuse lawsuit takes time. Cases often drag on for years. Bills do not wait. Financial pressure is real. Defense attorneys use delay tactics on purpose. They want you to run out of money and take a low offer.
America Lawsuit Loans offers sexual abuse lawsuit loans. We give survivors a cash advance against their expected settlement. You get money now. You pay us back only when your case wins. If your case does not win, you owe us nothing.
There are no monthly payments. No credit checks. No hidden fees. The risk is on us, not you.
How Sexual Abuse Lawsuit Loans Work
Banks give loans based on your credit score. We give funding based on your case. Here is how it works, step by step.
- Apply online or by phone. Tell us the amount you need. It takes two minutes.
- We call your attorney. We confirm your case details directly with your law firm. We do not call your employer or your family.
- We review your case. A senior case manager looks at the strength of your claim. Most decisions come back within 24 hours.
- Money goes to your bank. Once approved, we wire funds directly to your account. Same-day transfers are available in most cases.
- You repay at settlement only. When your case closes, your attorney sends our repayment from your settlement check. You never write a check yourself.
There are no surprise fees at any stage.
Types of Sexual Abuse Cases We Fund
We fund sexual abuse lawsuit loans across many case types. All applications are reviewed with full confidentiality.
Clergy and Institutional Abuse
These cases move slowly. Organizations like the Boy Scouts of America and Catholic dioceses have big legal teams. Their goal is to delay and reduce your payout. Pre-settlement funding keeps you stable while your attorney fights.
- Catholic Church and clergy abuse cases
- Boy Scouts of America (BSA) survivor lawsuits
- MacLaren Hall and juvenile detention facility claims
- Youth camps, sports leagues, and boarding schools
- Foster care and group home abuse claims
- Military academy and educational institution cases
Workplace Sexual Harassment and Assault
Workplace cases filed through the EEOC or in civil court can take 18 to 36 months. If you lost your job because of what happened, you may be dealing with lost income too. A cash advance can cover that gap while your case moves forward.
- Quid pro quo harassment by managers or supervisors
- Hostile work environment claims
- Sexual assault by a coworker or employer
- Wrongful termination after reporting abuse
- Retaliation claims filed alongside harassment charges
Rideshare, Hotel, and Premises Liability
When a business fails to keep people safe, they can be held responsible. Uber, Lyft, and hotel chains carry large insurance policies. That can mean bigger recoveries for survivors.
- Uber and Lyft driver sexual assault claims
- Hotel and short-term rental assaults due to poor security
- Assault at bars, parking lots, or commercial properties
Do You Need a Police Report to Qualify?
No. A police report is not required. Most states do not need one to file a civil sexual abuse lawsuit. A civil lawsuit and a criminal case are two separate things. They have different rules and different standards of proof.
Many survivors choose not to report to law enforcement. That is a personal choice. It does not stop you from filing a civil claim. It does not stop you from getting funding. What matters is that you have an active civil case and an attorney working on contingency.
If your abuser also faces criminal charges, your attorney will advise you on timing. Some survivors file the civil case before the criminal case ends. Others wait. Both paths can qualify for funding.
What Are Sexual Abuse Lawsuits Worth?
Settlement amounts vary widely. They depend on the type of defendant, the strength of evidence, and the state where the case is filed. The figures below come from publicly reported cases and legal data. They are for general reference only. Your attorney is the only person who can estimate your case value.
| Case Type | Reported Range | Public Example |
|---|---|---|
| Clergy / Catholic Church | $300K to $3M+ | LA Diocese: $660M total fund |
| Boy Scouts of America | $250K to $2.7M avg | National BSA trust: $2.46 billion |
| LA County Juvenile Hall (AB 218) | $50K to $1M+ | $4 billion total (2025) |
| Workplace Harassment | $75K to $500K+ | EEOC median near $125K |
| Rideshare Assault (Uber/Lyft) | $150K to $1.5M | Uber multi-plaintiff: $9M (2023) |
| School and University Abuse | $200K to $2M+ | Michigan State / Nassar: $500M fund |
Sources: LA County CEO public statement (April 2025), BSA bankruptcy court filings, EEOC enforcement data, Reuters. Individual outcomes depend on case facts.
Who Qualifies for Sexual Abuse Lawsuit Loans?
You most likely qualify if all four of these apply to you:
- You have an active civil lawsuit filed in a US court
- An attorney represents you on a contingency fee basis
- You are at least 18 years old
- The abuse happened in the United States
You do not need good credit. You do not need a job or any assets. We do not run credit checks. We do not contact your employer. If your attorney took your case on contingency, that tells us your case has merit.
How Much Does Sexual Abuse Lawsuit Funding Cost?
We charge simple interest, not compounding interest. Simple interest only applies to the original amount we fund. Your total repayment stays predictable no matter how long the case takes.
Here is what you should know:
- No upfront fees. No application fees. No processing charges.
- The rate depends on your case strength and expected timeline.
- We limit advances to 10 to 20 percent of your expected settlement. This protects your final recovery.
- Your attorney reviews the contract before you sign anything.
If you already have funding from another company, we can often buy out that lien and offer you better terms.
Filing Deadlines by State
Every state has a deadline for filing a civil sexual abuse lawsuit. These are called statutes of limitations. Many states have recently extended these deadlines. Some have opened limited windows for old claims. If you think your case is too old to file, talk to an attorney first.
| State | Key Law or Window | Funding Status |
|---|---|---|
| California | AB 218 extended the deadline to age 40 for childhood claims | Active. AB 218 cases qualify for funding |
| New York | Adult Survivors Act opened a one-year revival window for adult claims | Window closed Nov 2023. Cases filed during that period are still active and eligible |
| New Jersey | No civil statute of limitations for sexual abuse claims at all | Active. Survivors can file at any age |
| Pennsylvania | CHILD USA revival window was open through 2024 | Cases filed during the window are active. Funding available for qualifying plaintiffs |
| Illinois | Extended deadline to age 38 or 20 years from date of discovery | Active. Cases within the limit qualify |
| Florida | 7-year civil statute of limitations. Extension efforts are ongoing | Talk to an attorney first. Some older claims may still qualify |
Laws change often. This table reflects our best current knowledge. It is not legal advice. Speak to a licensed attorney in your state about your specific deadline.
What If the Defendant Files for Bankruptcy?
Bankruptcy filings happen in BSA cases and Catholic diocese claims. When a defendant files for bankruptcy, a court usually creates a survivor compensation trust. Survivors with active claims become creditors in that trust. They get paid once the trust is funded and claims are reviewed.
We have funded cases where the defendant is in active bankruptcy. We look at three things: whether a compensation trust exists, whether your claim is formally filed, and what your attorney expects you to recover. If those things are in place, we can often fund your case while you wait for trust payments.
This applies especially to BSA survivors. The national bankruptcy trust is already funded and distributions are underway. Contact us to talk about your specific claim.
Frequently Asked Questions
Will anyone find out I applied?
No. Everything is confidential. We only talk to you and your attorney. We do not contact your employer or your family. We do not send mail with our company name on the outside of the envelope.
Does my attorney need to be involved?
Yes. Your attorney must confirm your case details before we approve funding. Most contingency attorneys work with funding companies regularly. If your attorney has questions, we are happy to speak with them directly.
How much money can I get?
Funding ranges from $500 to over $1 million. The amount depends on your expected settlement value. We typically advance 10 to 20 percent of that amount. We cannot give a specific number until we review your case with your attorney.
I already have funding from another company. Can I get more?
In many cases, yes. We can buy out your existing lien and provide more cash on top. If the other company charged compounding interest, a buyout may also reduce what you owe. Tell us about any existing funding when you apply.
What if my case settles for less than expected?
You will not owe more than your actual net settlement. We structure advances as a percentage of expected value to account for this. If you lose your case, you owe us nothing at all.
How fast can I get the money?
Most applicants get funds within 24 to 48 hours of attorney approval. In straightforward cases, same-day funding is possible. The main variable is how fast your attorney responds to our verification request.
Do I need to report the abuse to police?
No. Civil lawsuits are separate from criminal proceedings. Reporting to law enforcement is not required. If your attorney took your case on contingency, that is the main thing we look for.
What if I lose my case?
You owe us nothing. This is non-recourse funding. There are no collections, no debt, and no credit impact. All financial risk stays with us.
Can I get funding if my abuser has not been charged criminally?
Yes. A criminal charge is not required to file a civil lawsuit. Civil cases use a lower standard of proof. Many successful civil sexual abuse cases have settled with no parallel criminal case.
How is this different from a bank loan?
A bank loan requires credit approval and monthly payments. You repay it whether you win or lose. Our funding has none of those requirements. There are no monthly payments, no credit checks, and no repayment if your case does not win.
