Sexual Abuse Lawsuit Loans for Survivors
Is Sexual Abuse Lawsuit Funding a Loan?
No. A traditional loan follows you no matter what happens to your case. This does not. Repayment comes only from your settlement funds. If your case is dismissed or you lose at trial, the obligation disappears entirely. Nothing gets collected, and nothing hits your credit.
People call it a few different things, including a sexual abuse lawsuit loan, pre-settlement funding, or a lawsuit cash advance. The words vary. The structure does not. You are selling a small portion of a settlement you have not received yet, and the funder is paid back only if there is a settlement. Here is the practical difference:
| Feature | Pre-Settlement Funding | Traditional Loan |
|---|---|---|
| Credit check required | No | Yes |
| Monthly payments | None | Required |
| Repayment if you lose | $0 | Full balance still owed |
| Based on | Case strength | Credit and income |
| Risk to personal assets | None | Yes |
If you want the full mechanics, read how pre-settlement funding works before you apply.
Why Do Survivors Need Funding During a Lawsuit?
The short answer: these cases take a long time, and defendants know it.
A simple case with a cooperative defendant might settle in nine to twelve months. Cases against institutions, with multiple plaintiffs, or with a defendant who contests everything, such as a diocese, a university, or a large corporation, often run two to four years. Defense teams plan around that timeline on purpose. The longer you wait, the more pressure builds on you, and the cheaper your case looks to them.
When rent is overdue and therapy is expensive, a $50,000 offer starts to feel acceptable even when the case is worth ten times that. Pre-settlement funding removes that pressure. It does not change your case. It changes what waiting feels like, so your attorney can hold out for full value instead of taking the first number the other side throws out.
Common financial pressures survivors face while a case is active:
- Therapy and mental health treatment, which the American Psychological Association puts at roughly $150 to $300 per session
- Lost income when trauma makes full-time work hard to keep
- Medical bills from physical injuries related to the abuse
- Housing costs, especially when relocation was necessary for safety
- Everyday expenses with no financial cushion to fall back on
There are no rules on how you spend the money. Most survivors use it for therapy, rent, medical bills, groceries, transportation, or relocation. The advance is yours to put toward whatever your life needs while the case moves forward.
Sexual Abuse Cases We Fund
We fund most active civil sexual abuse lawsuits, including cases against medical and healthcare providers. If your case names a defendant and an attorney is handling it on contingency, apply and we will review it. The most common case types are below.
Clergy & Church Abuse
Lawsuits against dioceses, churches, and religious organizations. These defendants are well-resourced and benefit from delay. Reported church abuse settlements nationwide now exceed $4 billion, and individual cases can take two to five years to resolve.
Childhood & School Abuse
Abuse in schools, youth programs, sports organizations, foster care, or juvenile facilities. When an institution knew and failed to act, the negligence claim raises case value. Reported settlements often range from $450,000 to $950,000, and higher in severe cases.
Boy Scouts of America Claims
Survivors with pending or approved BSA Settlement Trust claims often wait months for a distribution. If you have a confirmed claim, you may be able to access funding now against your expected payout.
Workplace Harassment & Assault
Assault or persistent harassment by an employer, supervisor, or coworker, especially where the company failed to act or retaliated against you for reporting it. Lost wages and career disruption add pressure over a long timeline.
Rideshare & Transportation Assault
Assault by a rideshare driver or transportation employee. Reported outcomes in the federal Uber MDL average around $400,000, with a range from $50,000 to more than $1 million depending on the facts and how much company liability is established.
University & Title IX Cases
Civil lawsuits against universities and colleges for enabling abuse by a professor, coach, or staff member. These cases often carry multi-year discovery timelines, which is exactly when interim funding matters most.
We also fund medical and healthcare provider abuse cases and many others. See our full list of cases we fund.
How Much Can You Receive?
It depends on the expected value of your case and how far along the litigation is. Advances generally run from $500 to $500,000, with more available for high-value institutional cases. As a rough guide, the advance is usually 10% to 20% of your expected net settlement after attorney fees.
| Case Type | Typical Funding Range |
|---|---|
| Clergy / large institutional abuse | $25,000 to $500,000+ |
| Childhood / school abuse | $10,000 to $100,000 |
| Rideshare assault | $5,000 to $150,000 |
| Workplace harassment / assault | $2,000 to $50,000 |
| General sexual assault | $500 to $10,000 |
Cases further along in discovery qualify for larger advances because the value is more clearly established. Early-stage cases can still qualify. The strength of your evidence and the defendant’s resources are what matter most. You also do not have to take the maximum. Many survivors ask for the smallest amount that covers the next few months and come back later if they need more, which keeps total fees lower.
Who Qualifies?
Two things are required: an active civil lawsuit, and an attorney handling your case on contingency. That is it. No credit check, no income documentation, no employment history. We evaluate your case, not your finances. A few specifics:
- The case must be civil, not criminal
- Your attorney must agree to cooperate and coordinate repayment at settlement
- Your state must permit pre-settlement funding, and most do
- There is no minimum settlement value required to apply
Not sure your case qualifies? Review what non-recourse funding means, or apply and we will tell you within 48 hours.
How the Application Works
The application takes about five minutes. Most survivors have a decision within a day or two and funds in hand shortly after.
- You apply with basic information about yourself, your attorney, and your case. No financial documents, no credit check.
- We reach out to your attorney to verify the case and gather supporting details. Attorney cooperation is required and protects everyone involved.
- Our team reviews case strength, likely settlement range, and defendant resources. Most decisions come back within 24 to 48 hours.
- You and your attorney review the funding agreement together. Every fee and repayment amount, at every likely timeframe, is disclosed before you sign.
- Once signed, money goes out by wire or check, usually within 24 hours.
No monthly payments, ever. Repayment happens only when your case settles, handled by your attorney directly from the settlement funds. Have questions first? Contact our team directly.
Why Survivors Choose Us
We have funded sexual abuse cases across more than 40 states since 2018. We work directly with survivors and understand that every case, and every person behind it, is different. Our team moves fast, explains the terms in plain language, and never pressures anyone into a funding decision. If an advance does not make sense for your situation, we will tell you so. Plaintiffs who do not need funding should not take it.
Sexual Abuse Lawsuit Funding FAQs
What is sexual abuse lawsuit funding?
It is a non-recourse cash advance for survivors with an active civil lawsuit. You receive money within days of approval and only repay it if your case settles in your favor. There are no monthly payments, and you owe nothing if you lose.
How quickly can I get funded?
Most applicants get a decision within 24 to 48 hours, assuming their attorney responds promptly. Money is usually delivered within 24 hours of signing the agreement. Two to three business days from applying to funded is the common experience.
Do I need good credit?
No. Approval is based on your case, not your credit history. Your score, income, and employment play no role. If you have an active civil lawsuit with an attorney on contingency, you can apply.
How much does it cost?
There is a fee tied to how much you receive and how long your case takes to resolve. Before signing anything, ask to see your total repayment at six months, twelve months, and twenty-four months. We provide that chart clearly and without pressure. If a funder will not give you those numbers, walk away.
Will this affect my lawsuit or my attorney’s control of it?
No. Your attorney stays in full control of your case. Our only role is coordinating repayment when the case closes. Your attorney reviews the agreement before you sign and confirms the terms make sense.
Is my information kept confidential?
Yes. We treat your case details as private. The information you share is used only to review your funding request and is coordinated with your attorney. We do not sell your data or publicize your identity, and your name is not part of any public record because of the funding.
What types of sexual abuse cases qualify?
We fund clergy and church abuse, childhood and school abuse, Boy Scouts of America Trust claims, workplace harassment and assault, rideshare and transportation assault, university and Title IX cases, and medical or healthcare provider abuse. If a defendant is named and an attorney is on contingency, apply and we will review it.
Is funding available in my state?
Pre-settlement funding is available in most U.S. states. A small number have restrictions or rate caps, and your contract reflects the rules of the state where you live and where your case is filed. Give us your state and case details when you apply and we will confirm eligibility during the review.
