Ohio Lawsuit Loans for Mass Tort, Abuse & Complex Cases
Ohio lawsuit loans are for anyone who has a lawyer plus a filed suit or a settlement being negotiated.
Ask for $500 to $250,000+ in cash. If the case is lost, none of it is owed back.
Send an application, or phone us on 888-335-3537; our team then contacts your lawyer.
Ohio’s New Funding Law
Ohio rewrote its law on this funding in 2026. The new rules took effect on October 6, 2026.
| State law | Ohio’s consumer legal funding law, signed July 7, 2026. It replaced an older Ohio law on the same subject. |
| Rate cap | No cap on the rate. The law limits a one-time service fee and bans prepayment penalties. |
| Cooling-off period | Ten business days from the funding date. Return the full amount or the uncashed check. |
| Disclosure rule | The front page lists the cash amount, each charge and the most you could owe. Your lawyer adds a signed acknowledgment. |
| Effective date | October 6, 2026. |
| Registration | Ohio’s Attorney General keeps the register; signing up is required from January 4, 2027. |
| Size covered | The law covers advances under $400,000. |
| As of | October 26, 2026. |
From that date, a funder must register before doing business in Ohio. Before you sign, ask any funder if it has.
Do I qualify?
Yes, provided the suit is filed or settlement talks are underway.
- A lawyer is on your case, paid by a contingency fee (your lawyer is paid only if you win). Ohio’s law expects this.
- Your lawsuit is filed in Ohio, or a settlement agreement is in progress. Bankruptcy trust claims (a claim paid from a fund set up in a bankruptcy) also count.
- Your case is a type on our list, such as a mass tort (many people hurt by the same product or exposure), abuse or job claim.
- The defendant, say a device maker or a national group, can pay.
People call it a lawsuit loan. It’s a non-recourse advance, not a loan: if you lose, you owe nothing.
Filed somewhere else? Check our states page; the filing state decides. Credit scores play no role.
How it works
1. Send the basics
Apply online, or call our line at 888-335-3537. Give us the case type, the court and a way to reach your lawyer.
2. Your lawyer confirms
We review the case’s stage, the claims and any lien (money that must be paid back from the settlement first) with your lawyer. Then they sign the acknowledgment Ohio requires.
3. Read the written offer
We can’t quote a price here: it depends on the amount and how long the case runs. Your written offer shows the exact total before you sign.
4. Receive payment
Sign, and we send the money by wire or check. Your lawyer pays us from the settlement before passing the rest to you.
Where Ohio Lawsuit Loans Fit: Mass Torts and Abuse
Ohio’s federal courts hold three product cases, each an MDL (similar federal cases grouped before one judge). Plaintiffs from across the country are part of them.
- Hernia mesh claims against Bard and Davol, in Columbus.
- Suboxone film claims, in Cleveland, on our drug injury page.
- DePuy ASR hip implant claims, in Toledo, on our device page.
All three are part of our mass tort funding. For other types, see cases we fund.
Does an MDL transfer affect funding?
No. Whichever court took the case first decides. An Ohio filing stays fundable after it moves to an MDL in any state, even one where we don’t fund.
What is Ohio’s time limit for abuse claims?
Ohio allows 12 years after an 18th birthday for claims over child sexual abuse. Abuse by teachers, coaches, clergy and scout leaders is covered.
For one kind of claim, Ohio sets no deadline at all until October 12, 2028. It covers claims against the bankruptcy of a group chartered by Congress, such as the Boy Scouts.
Our Boy Scouts funding page covers those claims. Other abuse claims are on our sexual abuse page and our clergy abuse page.
Why might an offer come in lower?
An unfiled claim can’t be funded at all. A lien or a cash-strapped defendant also lowers what we can offer.
The new Ohio rules forbid a funder to put advance money toward court costs or legal fees. Our home page explains how lawsuit funding works in general.
Ohio Lawsuit Loan Questions
How do I pick a funder in Ohio?
From January 4, 2027, ask if it has registered with the Attorney General. Read the front page for every charge and the most you could owe. Have your lawyer check it too.
What can the advance be used for?
Living costs such as rent, food, a car note or doctor bills. Ohio bars a funder from spending it on court costs or legal fees for you.
Can I cancel after I get the money?
Yes. The cooling-off period is ten business days from funding. Send back the uncashed check or the money, and the agreement is canceled.
Will my lawyer have to sign anything?
Yes. Ohio’s law has your lawyer sign a statement in the contract. It confirms they reviewed the deal with you and will pay us from the settlement.
I’m a Scouting abuse survivor in Ohio. Can I apply?
Yes, if you have a claim with the Boy Scouts settlement trust and a lawyer. Those claims sit in a Delaware bankruptcy, and we fund Delaware. Your lawyer confirms where your claim stands.
Your Next Step With Ohio Lawsuit Loans
Rent coming due is no reason to accept a cheap settlement. Ohio lawsuit loans let your lawyer push for full value. Share a few details, and our team will pick it up with your lawyer’s office.
When a case recovers nothing, so does the funder: the advance is non-recourse. Ohio law changed in 2026 and may change again, and deadlines depend on your facts. Use this page as general guidance from a funder, never as legal advice.
Sources
Each source below was checked on October 26, 2026. Your lawyer knows how they bear on your case.