Lawsuit Funding FAQ: Straight Answers for Plaintiffs
This lawsuit funding FAQ helps plaintiffs whose claims are in court or close to settling.
You can request $500 to $250,000+. A failed case costs you nothing.
Send the form or call us. Your attorney’s staff handle the rest with us.
Lawsuit Funding FAQ: The Basics
What is a lawsuit cash advance?
It’s money we pay you against a case that is filed or settling. People call it a lawsuit loan. It’s a non-recourse advance, not a loan: if you lose, you owe nothing.
What kinds of cases can you fund?
Long, complex ones, like a mass tort (many people hurt by the same product or exposure). The rest, from abuse claims to class actions, appear on our cases we fund list. Single-accident injury claims go to our sister brand, ECO Pre-Settlement Funding.
Must I have a lawyer?
Yes. We get the case file from your lawyer, who also reads every term with you before you sign. Your lawyer pays us from the settlement before passing the rest to you.
How far along does my case need to be?
We fund once your lawsuit is filed, or a settlement agreement is in progress. Camp Lejeune claims filed with the Navy also count. Bankruptcy trust claims (a claim paid from a fund set up in a bankruptcy) also count.
Can you fund my case in any state?
Not in every state: we cover 41 of them. The state of the court matters, not where you live. A case later moved to an MDL (similar federal cases grouped before one judge) in another state stays fundable.
Cost, Amounts and Repayment
What will the advance cost me?
We can’t quote a price here: it depends on the amount and how long the case runs. Your written offer shows the exact total before you sign. Your lawyer goes over it with you.
How much money can I ask for?
You can request any sum in our $500 to $250,000+ range. The amount depends on what the case could recover, money owed from the settlement first and any earlier advance. Taking less leaves you a bigger share at the end.
Are there monthly payments?
None. You pay nothing as long as the case is open. Your lawyer pays us from the settlement before passing the rest to you.
Is a second advance on the same case possible?
Yes. You can come back as the case moves along, and we check how far it has come. A second advance adds to the total you repay.
Can you pay off an advance I have elsewhere?
Often, yes. Send us the payoff letter from your current funder. We’ll see whether moving the advance to us works for you, and your lawyer reviews any new terms.
Your Case, Your Privacy and Special Situations
Will you have a say in my case?
No. Every choice, including whether to settle, belongs to you and your lawyer. Our only part is the money.
Who finds out about my advance?
It stays with you, your lawyer and the people handling your funding. We don’t call your employer, and we don’t tell the defense or its insurer.
Can I apply while I’m in bankruptcy?
It depends on the stage. If the bankruptcy is closed and the lawsuit was listed in it, you may qualify. While a bankruptcy is open, its court controls the claim, so we usually can’t fund it.
Can I qualify if I’m out of work?
Yes. The claim is what we weigh, not your work record or credit. People who are retired, on disability or off work because of the case can all apply.
Still Have Questions After This Lawsuit Funding FAQ?
Ask us anything about this lawsuit funding FAQ or your own case. Apply online, or call and talk it through first.
Every advance we make is non-recourse, so we carry any loss in court. These answers are general; your written offer sets the terms for your case.