Cash Advance on Pending Lawsuit Claims for Complex Cases
A cash advance on pending lawsuit claims starts with a lawyer. We fund once your lawsuit is filed, or a settlement agreement is in progress.
Advances range between $500 and $250,000+. You owe nothing if you lose.
Reach us online or by phone, and your lawyer handles the paperwork with us.
Do I qualify?
You may, if a lawyer handles a complex case for you.
- A lawyer represents you and agrees to send us the case file.
- Your lawsuit is filed, or a settlement agreement is in progress. Camp Lejeune claims filed with the Navy also count. Bankruptcy trust claims (a claim paid from a fund set up in a bankruptcy) also count.
- It’s a complex claim, such as a mass tort (many people hurt by the same product or exposure). Claims over abuse, class actions, job disputes and civil rights qualify as well.
- Your case was brought in one of the 41 states we fund.
People call it a lawsuit loan. It’s a non-recourse advance, not a loan: if you lose, you owe nothing.
Single-injury claims, like car crashes and falls, aren’t ours to fund. Our sister brand, ECO Pre-Settlement Funding, takes those.
How it works
1. Apply
Apply online or call. Share your lawyer’s contact details and the basics of your claim.
2. We contact your lawyer
We request the key papers from your lawyer. Then we look at the claim, its stage and its likely worth.
3. Get a written offer
We can’t quote a price here: it depends on the amount and how long the case runs. Your written offer shows the exact total before you sign.
4. Get your money
When you sign, we send the funds. Your lawyer pays us from the settlement before passing the rest to you.
What a Cash Advance on Pending Lawsuit Claims Can Do
Big cases against companies, churches or public bodies can run for years. An advance lets you keep up with life while your lawyer pushes for a fair result.
What can the money cover?
Anything you need while the case goes on. Many put it toward rent, groceries, a car loan or doctor bills.
A cash advance on pending lawsuit claims isn’t meant to pay your lawyer. Under a contingency fee (your lawyer is paid only if you win), your lawyer is paid from the result.
How much can you ask for?
That depends on the claim. We look at what the case could be worth and its progress so far. We also check what already comes out of it.
A lien (money that must be paid back from the settlement first) or an earlier advance shrinks what’s left. Ask only for what you need, since every dollar, plus charges, comes out of your recovery.
What could block or reduce an advance?
- An early-stage case, with key facts still in dispute.
- Earlier advances or liens that already claim part of the payout.
- A civil rights case with an appeal on immunity (a rule that can shield officers from being sued) still pending.
- A case filed outside our 41 states.
Which states count?
Our funding covers 41 states. The court that has your case decides it, not where you live.
Illinois, Kentucky, Missouri and West Virginia cases aren’t eligible. Nor are cases from Arkansas, Connecticut, Colorado, Nevada or Louisiana.
How is this different from a bank loan?
A bank looks at your credit and wants monthly payments. We look at the claim instead, and nothing is due until the case pays.
What if the case settles for less?
Repayment still comes only from the recovery, not from your savings. Your written offer explains how a low settlement is handled. Ask your lawyer to walk you through it.
Does an advance affect my case?
No. Your lawyer still runs the case, and we have no say in it. You can turn down a low offer, just as you could before.
To learn more, read our pre-settlement funding overview or our plain guide to advances. For other ways to pay the bills, see our post on funds for a pending lawsuit.
Curious how charges grow over a long case? Our rates explainer walks through it. You can also browse every type in our cases we fund list.
Cash Advance on Pending Lawsuit Questions
Is a lawsuit cash advance the same as a loan?
Not quite. You get money against your claim, and it’s non-recourse. If the case pays nothing, you repay nothing.
What does a lawsuit cash advance cost?
We can’t quote a price here: it depends on the amount and how long the case runs. Your written offer shows the exact total before you sign. Ask about every charge first.
Can I get an advance before my lawyer files the case?
No. We fund once your lawsuit is filed, or a settlement agreement is in progress. Navy claims for Camp Lejeune and bankruptcy trust claims are the exceptions.
Do you fund car accident or slip and fall cases?
No. Our sister brand, ECO Pre-Settlement Funding, handles those single-injury claims. Our own focus is complex cases like mass torts, abuse and job claims.
What does my lawyer have to do?
Your lawyer shares the case papers we ask for. They also confirm that the advance will be repaid from the settlement.
Apply for a Cash Advance on Pending Lawsuit Claims
If your complex case is filed and bills are piling up, start with the button below or a phone call. We’ll handle the paperwork with your lawyer.
With non-recourse advances, a failed case is our loss, not yours. This page explains our funding in general, not the terms of any one case.
Sources
Background on how plaintiff funding works and how states treat it.
- Third-party litigation financing, GAO report 23-105210 on the funding market.
- American Legal Finance Association, the trade group for consumer legal funding.